About First Option Mortgage
First Option was built on the ideals of seasoned mortgage professionals, who wanted to provide a unique experience to their clients.
The mission: treat customers with respect and understanding, separate fact from fiction so the borrower can make informed decisions, and stay on the cutting edge of technology to keep ahead of the financial trends and practices. Above all, we ensure the borrower walks away with confidence in their mortgage decisions.
With hundreds of different mortgage loans and refinancing options available today, how do you know which one is best for YOU? At First Option Mortgage, our job is to provide you with information, but also to listen to your needs, to help you make sound financial decisions about your home loans. Our trained specialists have an eye on today’s financial environment, and plan for your future long-term. We will customize your mortgage loans to maximize your savings – regardless if you have perfect or less-than-perfect credit.
Our experienced team of loan officers, underwriters and support staff is dedicated to providing you with a hassle-free mortgage lending experience.
The mission: treat customers with respect and understanding, separate fact from fiction so the borrower can make informed decisions, and stay on the cutting edge of technology to keep ahead of the financial trends and practices. Above all, we ensure the borrower walks away with confidence in their mortgage decisions.
With hundreds of different mortgage loans and refinancing options available today, how do you know which one is best for YOU? At First Option Mortgage, our job is to provide you with information, but also to listen to your needs, to help you make sound financial decisions about your home loans. Our trained specialists have an eye on today’s financial environment, and plan for your future long-term. We will customize your mortgage loans to maximize your savings – regardless if you have perfect or less-than-perfect credit.
Our experienced team of loan officers, underwriters and support staff is dedicated to providing you with a hassle-free mortgage lending experience.
Mortgage Loan Programs
Conventional Home Loans
•Refinance up to 105% of appraised value with the new Fannie Mae DU Plus Program
•$417,000 mortgage loan limit
•Secured by government sponsored entities
•Purchase or refinance 1 to 4 family units
FHA Home Loans
•Insured by the Federal Housing Administration
•Low down payment on a new purchase 3.5 %
•Refinance up to 95% of your appraised value
•$100 down HUD home purchase program
•Streamline with no appraisal if you have an existing FHA loan
VA Home Loans
•ZERO down payment purchase program
•Forgiving credit requirements
•Administered by the Department of Veterans Affairs
USDA Mortgage Loans
•100% Financing up to the appraised value
•NO private mortgage insurance
•NO limit on seller concessions and gifts
•Flexible credit qualifications
•No loan amount limitations
•Purchase Money Program
•Refinance up to 105% of appraised value with the new Fannie Mae DU Plus Program
•$417,000 mortgage loan limit
•Secured by government sponsored entities
•Purchase or refinance 1 to 4 family units
FHA Home Loans
•Insured by the Federal Housing Administration
•Low down payment on a new purchase 3.5 %
•Refinance up to 95% of your appraised value
•$100 down HUD home purchase program
•Streamline with no appraisal if you have an existing FHA loan
VA Home Loans
•ZERO down payment purchase program
•Forgiving credit requirements
•Administered by the Department of Veterans Affairs
USDA Mortgage Loans
•100% Financing up to the appraised value
•NO private mortgage insurance
•NO limit on seller concessions and gifts
•Flexible credit qualifications
•No loan amount limitations
•Purchase Money Program
Services
First Option Mortgage provides the highest quality service, enabling each customer to receive what they need and when they need it. We offer Credit Repair for those who are looking to become viable mortgage candidates. Our Instant Quote service offers customers a fast response. If you would like to specify the rate and points you want, request a Rate Alert. And for anyone who needs further help, we are here to help you find the Best Mortgage for You.
With our Credit Repair service, we outline the process of receiving Credit Repair, providing information on how to contact the Credit Bureaus. Your needs are valuable to us, so let us know how we can help with our Instant Quote service. What is your target rate? We will make sure you reach it with our Rate Alert service. We are happy to explain each factor in choosing a mortgage as we help you choose the Best Mortgage for You.
With our Credit Repair service, we outline the process of receiving Credit Repair, providing information on how to contact the Credit Bureaus. Your needs are valuable to us, so let us know how we can help with our Instant Quote service. What is your target rate? We will make sure you reach it with our Rate Alert service. We are happy to explain each factor in choosing a mortgage as we help you choose the Best Mortgage for You.
